--- title: "Naples Real Estate: Why Buy Now" description: Low interest rates, decreasing inventory, and stable pricing in Naples real estate should entice a buy-now mentality. image: https://blog.mediterranaples.com/hubfs/Naples_real_estate_is_leveling_out_meaning_now_is_the_time_to_buy_your_new_construction_home.jpeg --- [![1-logo-white-MediterraNaplesNewLogo](https://blog.mediterranaples.com/hs-fs/hubfs/resizedMideterran/1-logo-white-MediterraNaplesNewLogo.png?width=130&name=1-logo-white-MediterraNaplesNewLogo.png "1-logo-white-MediterraNaplesNewLogo")](https://www.mediterranaples.com/) [![2-logo-black-MediterraLogo-Black](https://blog.mediterranaples.com/hs-fs/hubfs/resizedMideterran/2-logo-black-MediterraLogo-Black.png?width=130&name=2-logo-black-MediterraLogo-Black.png "2-logo-black-MediterraLogo-Black")](https://www.mediterranaples.com/) ![MED Clubhouse_ Outdoor Firepit-1](https://blog.mediterranaples.com/hs-fs/hubfs/MED%20Clubhouse_%20Outdoor%20Firepit-1.jpg?width=2000&height=1335&name=MED%20Clubhouse_%20Outdoor%20Firepit-1.jpg "MED Clubhouse_ Outdoor Firepit-1") # Mediterra Blog ** - [Homes (120)](https://blog.mediterranaples.com/topic/homes) - [Mediterra Naples (96)](https://blog.mediterranaples.com/topic/mediterra-naples) - [Lifestyle (95)](https://blog.mediterranaples.com/topic/lifestyle) - [Mediterra (83)](https://blog.mediterranaples.com/topic/mediterra) - [London Bay Homes (55)](https://blog.mediterranaples.com/topic/london-bay-homes) [![Naples_real_estate_is_leveling_out_meaning_now_is_the_time_to_buy_your_new_construction_home.jpeg](https://blog.mediterranaples.com/hubfs/Naples_real_estate_is_leveling_out_meaning_now_is_the_time_to_buy_your_new_construction_home.jpeg) ](https://blog.mediterranaples.com/naples-real-estate-why-buy-now) # Naples Real Estate: Why Buy Now August 25, 2016 by [Arelys Alexander](https://blog.mediterranaples.com/author/arelys-alexander) 0 Comments - - - “Today is the oldest you’ve ever been, and the youngest you’ll ever be again.” -Eleanor Roosevelt When we all start out, we all do so knowing we can either succeed or fail.  Work hard, strive to do your best, keep up and go beyond that of your peers, and you can be sure you are one of the success stories heard.  You have spent your entire life thus far working hard to get to where you are today and you deserve a new construction home that speaks to your personality and lifestyle. The luxury home market is one of the fastest growing sectors in real estate today and if you follow Naples real estate, you know the limited availability of the homes on the market and understand the quality associated with [experienced luxury home builders like London Bay Homes](https://www.mediterranaples.com/about-mediterra/the-builder).  You want to know why you should buy now?  It’s as simple as knowing that the best, highest-quality luxury homes in new home communities will go first and Mediterra is privately-owned, does not have any debt on its land, and features [exquisite, high-quality custom homes by London Bay Homes](https://mediterranaples.com/available-homes/move-in-ready-new-homes/).  What’s more, just 5 percent down will reserve one of the remaining home sites in the [Naples area’s most exclusive and sought-after country club addresses](https://mediterranaples.com/about-mediterra/).  If that isn’t enough to entice you to [schedule your tour](https://mediterranaples.com/contact-us/private-home-tour/), let’s talk about money. The [Wall Street Journal](http://blogs.wsj.com/economics/2016/04/11/this-is-the-last-time-to-get-a-low-rate-mortgage-again/) reports that mortgages are at a new low for the year and the lowest rate since February 2015, meaning bigger mortgages will cost less now than they may in the future.  Now is the best time to lock in an all-time rate as, for the week ending June 10, the 30-year fixed rate came in at 3.72 percent, while a five-year, adjustable rate mortgage came in at 2.87 percent.  Locking in a rate with an experienced and reputable lender will also allow you to have more cash on hand.  Lenders require higher down payments and more cash reserves as borrowers reach higher loan amounts, or “tiers.” For example, [Wells Fargo](http://quotes.wsj.com/WFC) will lend up to 89.9% on amounts up to $1 million, 80% on amounts between $1 million to $2 million, 75% on loans between $2 million and 2.5 million, and so on. In terms of pricing, the [Naples Area Board of REALTORS® (NABOR®)](https://www.nabor.com) reports that sellers are done “testing the ceiling” in home prices and are now placing homes on the market with realistic pricing, meaning you’ll be able to find a high-quality home for a great price.  NABOR® also predicts that “May's 37 percent climb in inventory coupled with steady prices in most price segments indicates a stable and inviting market environment going into summer.” Don’t live with regret by missing out on a great opportunity to own a [luxury custom home at  Mediterra in Naples FL](https://mediterranaples.com/available-homes/move-in-ready-new-homes/).  This is your time to make the most out of your hard work and get the last of the best luxury custom homes in Naples real estate. [![schedule your tour](https://no-cache.hubspot.com/cta/default/2278761/85868618-b66c-4b11-9ff9-e0e3a57705f0.png)](https://cta-redirect.hubspot.com/cta/redirect/2278761/85868618-b66c-4b11-9ff9-e0e3a57705f0) [Mediterra Naples](https://blog.mediterranaples.com/topic/mediterra-naples) [Mediterra Real Estate](https://blog.mediterranaples.com/topic/mediterra-real-estate) [Naples Florida](https://blog.mediterranaples.com/topic/naples-florida) [For REALTORS](https://blog.mediterranaples.com/topic/for-realtors) [Mediterra News](https://blog.mediterranaples.com/topic/mediterra-news) [Naples Real Estate](https://blog.mediterranaples.com/topic/naples-real-estate) [Naples FL](https://blog.mediterranaples.com/topic/naples-fl) [Available Homes](https://blog.mediterranaples.com/topic/available-homes) [Homes](https://blog.mediterranaples.com/topic/homes) #### Related posts ![Explore the Natural Freedom of an Open Floor Plan](https://blog.mediterranaples.com/hubfs/Models/Martinique_LUC39/Martinique_MED_LUC39_Great%20Room2-1.jpg) [Mediterra Naples](https://blog.mediterranaples.com/topic/mediterra-naples) [Mediterra Real Estate](https://blog.mediterranaples.com/topic/mediterra-real-estate) [Naples Florida](https://blog.mediterranaples.com/topic/naples-florida) [For REALTORS](https://blog.mediterranaples.com/topic/for-realtors) [Mediterra News](https://blog.mediterranaples.com/topic/mediterra-news) [Naples Real Estate](https://blog.mediterranaples.com/topic/naples-real-estate) [Naples FL](https://blog.mediterranaples.com/topic/naples-fl) [Available Homes](https://blog.mediterranaples.com/topic/available-homes) [Homes](https://blog.mediterranaples.com/topic/homes) [Explore the Natural Freedom of an Open Floor Plan](https://blog.mediterranaples.com/explore-the-natural-freedom-of-an-open-floor-plan) April 13, 2026 ![Explore the Hidden Gems of Naples](https://blog.mediterranaples.com/hubfs/Blog_Social_Event%20Images/Imported_Blog_Media/Walking_Med_beach-1.jpg) [Mediterra Naples](https://blog.mediterranaples.com/topic/mediterra-naples) [Mediterra Real Estate](https://blog.mediterranaples.com/topic/mediterra-real-estate) [Naples Florida](https://blog.mediterranaples.com/topic/naples-florida) [For REALTORS](https://blog.mediterranaples.com/topic/for-realtors) [Mediterra News](https://blog.mediterranaples.com/topic/mediterra-news) [Naples Real Estate](https://blog.mediterranaples.com/topic/naples-real-estate) [Naples FL](https://blog.mediterranaples.com/topic/naples-fl) [Available Homes](https://blog.mediterranaples.com/topic/available-homes) [Homes](https://blog.mediterranaples.com/topic/homes) [Explore the Hidden Gems of Naples](https://blog.mediterranaples.com/explore-the-hidden-gems-of-naples) March 30, 2026 ![Curated Living: Embracing the Art of Intentional Home Design](https://blog.mediterranaples.com/hubfs/Martinique_MED_LUC51-Front%20Exterior%201.jpg) [Mediterra Naples](https://blog.mediterranaples.com/topic/mediterra-naples) [Mediterra Real Estate](https://blog.mediterranaples.com/topic/mediterra-real-estate) [Naples Florida](https://blog.mediterranaples.com/topic/naples-florida) [For REALTORS](https://blog.mediterranaples.com/topic/for-realtors) [Mediterra News](https://blog.mediterranaples.com/topic/mediterra-news) [Naples Real Estate](https://blog.mediterranaples.com/topic/naples-real-estate) [Naples FL](https://blog.mediterranaples.com/topic/naples-fl) [Available Homes](https://blog.mediterranaples.com/topic/available-homes) [Homes](https://blog.mediterranaples.com/topic/homes) [Curated Living: Embracing the Art of Intentional Home Design](https://blog.mediterranaples.com/resize-downsize-are-you-ready-for-less-is-more-in-your-home) March 23, 2026 ![Top Places to Explore Nature in Naples, Florida](https://blog.mediterranaples.com/hubfs/florida%20sky%20plants%20nature.jpg) [Mediterra Naples](https://blog.mediterranaples.com/topic/mediterra-naples) [Mediterra Real Estate](https://blog.mediterranaples.com/topic/mediterra-real-estate) [Naples Florida](https://blog.mediterranaples.com/topic/naples-florida) [For REALTORS](https://blog.mediterranaples.com/topic/for-realtors) [Mediterra News](https://blog.mediterranaples.com/topic/mediterra-news) [Naples Real Estate](https://blog.mediterranaples.com/topic/naples-real-estate) [Naples FL](https://blog.mediterranaples.com/topic/naples-fl) [Available Homes](https://blog.mediterranaples.com/topic/available-homes) [Homes](https://blog.mediterranaples.com/topic/homes) [Top Places to Explore Nature in Naples, Florida](https://blog.mediterranaples.com/top-places-to-explore-nature-in-naples-fl) January 26, 2026 ### Subscribe to Blog Updates ### Recent Posts ![feature image](https://blog.mediterranaples.com/hubfs/Bianca_MED_Cam08_Front%20Dusk%20copy2.jpg) [ What Are My Building Options at a Top Naples Luxury Community ](https://blog.mediterranaples.com/what-are-my-building-options-at-a-top-naples-luxury-community) June 22, 2026 ![feature image](https://blog.mediterranaples.com/hubfs/Website/Galleries/Amenities/am4.jpg) [ Balancing Privacy and Proximity: Choosing the Right Community ](https://blog.mediterranaples.com/balancing-privacy-and-proximity-choosing-the-right-community) June 15, 2026 ![feature image](https://blog.mediterranaples.com/hubfs/MED%20Clubhouse_%20Rear%20Elevation.jpg) [ Beyond the Course: The Social Side of Golf Communities ](https://blog.mediterranaples.com/beyond-the-course-the-social-side-of-golf-communities) June 8, 2026 ##### POSTS BY TOPICS [** ›  Lifestyle**](https://blog.mediterranaples.com/topic/Lifestyle) [** ›  Amenities**](https://blog.mediterranaples.com/topic/amenities) **[ ›  Homes](https://blog.mediterranaples.com/topic/homes) [** ›  Interior Design**](https://blog.mediterranaples.com/topic/Interior-Design) **[ ›  Neighborhoods](https://blog.mediterranaples.com/topic/Neighborhoods) [**** ›  London Bay Homes****](https://blog.mediterranaples.com/topic/london-bay-homes) ****     Want to see more? [![DOWNLOAD BROCHURE](https://no-cache.hubspot.com/cta/default/2278761/a97cad78-8179-4f23-9399-542e37ef268e.png)](https://cta-redirect.hubspot.com/cta/redirect/2278761/a97cad78-8179-4f23-9399-542e37ef268e) ![1-ftr-MediterraLogo](https://blog.mediterranaples.com/hs-fs/hubfs/resizedMideterran/1-ftr-MediterraLogo.png?width=142&name=1-ftr-MediterraLogo.png "1-ftr-MediterraLogo") 15836 Savona Way Naples, FL 34110 Phone: [239-949-8989](tel:+12399498989) [Contact Us »](https://www-mediterranaples-com.sandbox.hs-sites.com/contact-us) --- - - - **[239-949-8989](tel:+12399498989) | © 2026 Mediterra All Rights Reserved | [Privacy Policy](https://www.mediterranaples.com/privacy-policy) | [Disclaimer](https://www.mediterranaples.com/disclaimer) | [Web Design](https://www.nextinymarketing.com/web) and [Inbound Marketing](https://www.nextinymarketing.com/inbound) by [Nextiny](https://www.nextinymarketing.com/)** ** ![](https://www.facebook.com/tr?id=258329831366477&ev=PageView&noscript=1) ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Arelys Alexander", "url" : "https://blog.mediterranaples.com/author/arelys-alexander" }, "dateModified" : "2020-09-24T19:48:12.069Z", "datePublished" : "2016-08-25T11:00:00.000Z", "headline" : "Naples Real Estate: Why Buy Now", "image" : [ "https://blog.mediterranaples.com/hubfs/Naples_real_estate_is_leveling_out_meaning_now_is_the_time_to_buy_your_new_construction_home.jpeg" ], "mainEntityOfPage" : { "@id" : "https://blog.mediterranaples.com/naples-real-estate-why-buy-now", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://blog.mediterranaples.com/hubfs/MED-Logo-2016_KO%5B5%5D-1-1.png" }, "name" : "Mediterra" } } ```